The Lowdown on FHA Loans...
Our FHA Loan Rates Are Low & Our Process is Quick & Painless
An FHA loan is a mortgage loan that is insured by the Federal Housing Administration (FHA). Essentially, the federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments.
The FHA program was created in the 1930’s to stimulate the housing market by making loans accessible and affordable.
We’re here to make the FHA home loan process easier, with tools and expertise that will help guide you along the way, starting with our FHA Loan Qualifier.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.
The FHA Loan Process
Here’s how our home loan process works:
- Complete our simple FHA Loan Qualifier
- Receive options based on your unique criteria and scenario
- Compare mortgage interest rates and terms
- Choose the offer that best fits your needs
Why an FHA Loan?
FHA loans help people become homeowners by offering low down payments, low closing costs, and easy credit qualifying. Your down payment can be as low as 3.5% and FHA loan requirements may be less rigid than other options. FHA loans are available to first time buyers and moving up buyers.
- Fixed Rates
- Adjustable Rate Mortgage (ARM)
- 3.5% Down Payments
- High Balance Loans in Eligible Counties